136ProvincialSocial Policy
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Consumer Reporting Act (amended)

Chamber

nova_scotia

Stage

Introduced

This bill proposes amendments to Nova Scotia's Consumer Reporting Act, which governs credit and consumer reports.

Key Changes

  • Proposes amendments to Nova Scotia's existing Consumer Reporting Act
  • Introduced as a Private Member's Bill by a Liberal MLA, meaning it was not introduced by the governing party
  • Specific changes cannot be confirmed as the full amendment text was not included in the provided document

Gotchas

  • The full text of the amendments was not available in the provided document, so specific changes, exceptions, or trade-offs cannot be identified or verified.
  • This is a Private Member's Bill introduced by an opposition Liberal MLA, which means it has a lower likelihood of passing without government support.
  • The bill had only reached First Reading as of the available information, meaning it had not yet been debated, amended, or voted on.

Who's Affected

  • Nova Scotia residents with credit files or consumer reports
  • Consumer reporting agencies operating in Nova Scotia
  • Lenders, landlords, and employers who use consumer reports
  • People applying for credit, housing, or employment in Nova Scotia

Summary

Bill 136 is a Private Member's Bill introduced by Liberal MLA Derek Mombourquette in the Nova Scotia Legislature on September 24, 2025. It proposes changes to the Consumer Reporting Act, which is the provincial law that regulates how consumer reporting agencies collect, use, and share personal credit and financial information about Nova Scotians. Unfortunately, the full text of the specific amendments is not available in the provided document — only the bill's title, introduction date, and legislative progress are shown. As a result, the exact changes being proposed cannot be summarized in detail. The bill had only reached First Reading as of the information provided, meaning it had not yet been debated or passed. Consumer reporting laws affect anyone who has a credit file in Nova Scotia, including people applying for loans, mortgages, rental housing, or jobs that require a credit check. Amendments to this type of law can relate to things like credit score access, dispute processes, data accuracy, or privacy protections.

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